活期存款和定期存款的区别用英语解释？
编辑：自学文库
时间：2024年03月09日
The difference between current deposit and fixed deposit lies in their terms and interest rates. A current deposit is a type of bank account that allows frequent transactions, provides quick access to funds, and generally offers a lower interest rate. On the other hand, a fixed deposit is a savings account where funds are deposited for a fixed period of time, and in return, a higher interest rate is offered. The fixed deposit has a predetermined maturity date and penalties may be imposed for early withdrawal. This difference in terms and interest rates makes the fixed deposit more suitable for long-term savings and wealth accumulation, while the current deposit is ideal for daily transactions and short-term liquidity needs.